Insurance Fraud

An insurance company wrongly denying coverage or benefits to its insured when they are rightfully owed that coverage is Fraud. An insurance policy is a contract between the insurance company and its insured and this contract must be honored in "good faith." This obligation of good faith means an insurance company must take all necessary steps to fully investigate a claim and consider all the circumstances supporting it. An insurance company cannot just look for reasons not to pay the claim, they must fully investigate it to determine if there is coverage under the policy.